Business Credit Officer (HOA) - remote

This is a remote role that may be hired in several markets across the United States with the preferred location in Raleigh, NC.

This position underwrites and evaluates loan requests from Community Associations . Reviews loan applications, including requests from nonstandard businesses, within established credit policies and procedures. Identifies and structures credit grades as a result of application review. Provides support to field lending associates on credit policy and loan structuring through knowledge of credit policy, loan processes, and underwriting techniques.

• Underwriting - Underwrites and evaluates a range of Community Association requests.
• Business Support - Supports field lending associates. Answers questions and concerns regarding the status of applications, loan structuring, credit policy, and other matters related to Community Association lending. Follows up on pending applications to ensure the timely disposition of all loan requests. Assists with special projects as requested.
• Loan Proficiency - Maintains current knowledge of changes in bank credit policy, industry and economic trends, and underwriting techniques. Underwrites Community Association loans in accordance with all required policies and regulations. Identifies loan requests pertaining to special loan programs and takes action appropriately.

Bachelor's Degree and 4 years of experience in Business Credit Analysis, or Lending, or Underwriting OR High School Diploma or GED and 8 years of experience in Business Credit Analysis, or Lending, or Underwriting

Skill(s): Knowledge of accounting and finance principles, Knowledge of current banking laws and regulations, loan documentation, and Bank policy

This job posting is expected to remain active for 45 days from the initial posting date listed above. If it is necessary to extend this deadline, the posting will remain active as appropriate. Job postings may come down early due to business need or a high volume of applicants.

The base pay for this position is generally between $72,000 to $90,000. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.