Indirect Loan Specialist

With history dating back to 1856, American National Bank is one of the largest privately owned banks in Nebraska with branch locations in the region with locations in Nebraska, Iowa and Minnesota. We believe in doing. By joining forces with local businesses, charitable organizations and our team members, we are proud to be part of the momentum that keeps the community around us building and growing. Together we can be the catalyst for making great things happen. Join our company to be a part of this inspirational movement and learn how we can grow your career.

Together, we can do more for your future...

At American National Bank, we provide our team members with comprehensive benefits to do more for you and your family.

We offer:

• Competitive base compensation with additional performance-based annual earning potential
• Career growth potential built into every role
• 401(k) Investment Plan with up to 4% match by ANB with immediate vesting and profit sharing*
• No cost Life Insurance with benefit 2x base salary (subject to cap), with ability to purchase additional coverage
• Paid Time Off, Paid Holidays and Paid Volunteer Time
• Medical Insurance with signification premium contribution by ANB, with Wellness Plan Support*
• Dental Insurance with significant premium contribution by ANB*
• Additional Insurance options to meet personal needs: Vision, Pet Care, Critical Illness, Accident, Income, and Identity Theft Protection*
• Tuition Reimbursement*
• Gym Membership Reimbursement*
• Discounts on Banking and Financial needs

*Eligibility Criteria Apply

Job Summary

The Indirect Loan Specialist is responsible for gathering information through systems and processes, to ensure loan contract packets meet bank and regulatory requirements for funding. This process includes obtaining required documentation for internal and external client base to process new Indirect loans, while providing superior service to internal customers and dealer partners. Responsible for the loan booking process on the core.

Essential Job Duties & Responsibilities

• Responsible for understanding Indirect loan contracts for processing, funding, and boarding on core system.
• Works closely with Underwriters and dealer personnel in completing loans with correct and accurate information, while ensuring regulatory and bank compliance.
• Requires a service driven mindset, attention to detail and a high level of speed and accuracy. Reviews stipulations on loans are fulfilled, such as Proof of Residency, proof of paid collection, etc. Perform complete verification to ensure all closing documents are properly executed and collected from all parties associated with the closing transaction prior to disbursing loan proceeds.
• File and organize all incoming and outgoing contract packets.
• Ensure that the Indirect Department loan production goals are met by accurately processing, funding, and closing a high volume of Indirect dealer packets in a timely manner.
• Interact with dealers, external centers of influence, and other support areas of the Bank via telephone and email, to provide superior service.
• Handle routine inquiries promptly.
• Sends completed package to Loan Servicing for review after funding is completed.
• Continual mindfulness of process improvement opportunities.
• Perform other duties and assist with special projects for the bank as assigned.

Experience and Education

• 1-2 years of banking and/or office experience preferred
• Origenate and Jack Henry experience preferred
• High School Diploma or its equivalent is required.
• Post-secondary education preferred.
• The ability to effectively work both independently as a contributor and collaboratively in a team is required.
• Excellent communication (oral and written); the ability to communicate in a courteous and professional manner.
• Basic computer skills with the ability to learn the core banking system and maintain working knowledge of MS Office.
• Strong attention to detail and highly organized while focusing on work quality.
• Ability to establish priorities and meet deadlines.
• Knowledge of bank products and services.
• Knowledge of bank organizational structure, policies, and operating procedures.
• Desire to provide excellent client service with a consultative approach.