CIP - Fraud Specialist

Responsible for verifying
the Bank has gathered and compiled information as required by the Bank Secrecy
Act, USA PATRIOT Act, the bank's FCB's AML/CFT Program, Customer Information
Program (CIP) and Customer Due Diligence Program.

Additionally, responsible
for conducting fraud investigations against the bank and/or its customers,
pursuing prevention and recovery methods to mitigate fraud losses.

Collaborate with
appropriate business partners and local, state and federal authorities to
ensure fraudulent matters are identified timely and fraud losses are minimized
or avoided. Responsible for tracking and
timely communication on fraud cases to the BSA Department on all investigative
matters which create the need for a SAR to be filed within the regulatory
timeframe.

* Create
CDD Questionnaires in Verafin to assist BSA Department during new account
reviews, including resolution of declared behavior alerts in Verafin.

* Monitor
branch collection of CIP information and Beneficial Ownership per FCB's Customer
Information Program and Customer Due Diligence Program. Report lack of
compliance to AML/CFT Officer in a timely manner.

* Reviews and
determines appropriate course of action on alerts for potential OFAC matches.

* Conducts
investigations of fraud alerts generated by the BSA/AML monitoring system.

* Prepares case
file documentation to support fraud investigations and to aid law enforcement
in the prosecution of those perpetrating fraud against the bank or bank
customers.

* Recommends
policies and procedures to detect and prevent the occurrence of fraudulent or
illegal activities.

* Assist with the
recovery of losses due to fraudulent or illegal activities.

* Review daily
reports to identify fraudulent activity.

* Perform quality
control reviews of closed fraud cases.

* Assists with training
of bank employees to identify and respond to potential or actual fraud
situations.

* Assists the Fraud
Manager and AML/CFT Officer as needed.

* Models the core
beliefs of the organization.

* Two-year college degree or equivalent experience.

* Experience investigating fraud alerts in a financial
institution environment.

* Ability to prioritize and organize case load
independently.

* Experience working with federal and local law
enforcement agencies.

* Basic problem-solving and analytical skills. Ability to interpret a variety of
instructions furnished in written, oral, diagram, or schedule form.

* Proficiency in using personal computers and office
products (e.g., Word, Excel, Adobe).

* Effective time management skills andEffective verbal and written communication skills.